Umbrella Insurance is a smart idea, especially considering the recent rise in liability lawsuits.
How Umbrella Insurance Protects your Family
Umbrella insurance is a form of liability “excess” insurance that pays for damages and claims that exceed the limits of your home, auto or other policies. In essence, Umbrella Insurance is excess coverage above and beyond what your regular insurance policies already provide.
Umbrella insurance provides an additional layer of protection over many different types of liability issues that can arise during your lifetime, including:
In effect, when you have an Umbrella Insurance policy in place, it acts as a financial safety net that will help protect your assets from claims and liabilities arising from your actions or inactions.
Types of Liability Claims Covered by an Umbrella Policy
Depending on the type of Umbrella Insurance policy you choose, your coverage can include claims for almost any type of liability issues that could arise. Some of the most common types of claims that an umbrella insurance policy can protect against include:
Some insurance companies offer umbrella insurance policies that also provide coverage for additional types of claims, such as:
How much Umbrella Insurance do you need? It depends on you and your family. To make sure you have adequate coverage without taking a bath on premiums, we’re happy to sit down with you and walk you through your choices at no charge. Click below and let’s get started.
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