If you own an RV, whether used or new, you have an RV insurance policy to protect your investment.
Why You Need RV Insurance
RVs can be big ticket items and keeping them safe isn’t that different from owning expensive homes or cars. When it comes to insuring your RV, it’s best to think of your policy as an extension of your home and car insurance.
It can be easy for RV owners to put off dealing with the dirty details and assuming their existing policies are fine, until they realize they’re not covered for something that went wrong. Some examples of this include:
And this doesn’t include potential costs of liability of an accident while traveling in your RV.
Choosing the Right RV Policy
One quick tip when selecting your insurance: You want to be clear on what your policy covers and doesn’t cover by knowing two things, 1) the difference between actual cash value (ACV) and replacement cost coverage, and 2) which parts of your RV are actually covered.
Periodically reviewing your RV policy is also a good idea, because rates can change quickly.
If you need a hand, our team is standing by to help. We can assist you in choosing the coverage types you need and help you find a carrier with the best rates possible. We don’t charge for consultations, so click below to get started.
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