Motorcycle Insurance is a good idea, and just like a car, most states require you to have liability insurance when riding your motorcycle.
Protect Your Ride
If you love your motorcycle as much as most people who ride, then insurance is a no brainer. A good motorcycle insurance policy will protect you from:
Statistics show that motorcycles are three times more likely to be involved in accidents than cars, and seven times more likely to suffer a fatal injury, even while traveling at low speeds. There are many factors that affect your rates, including your age, driving record, what kind of bike you ride, where you live, and how often you ride.
Young Riders Take Note
Motorcycle insurance for young riders between 17 to 24 years old is nearly twice the national average. And riders in this age range are almost six times more likely to have a motorcycle accident compared to their older, more experienced counterparts.
Riders with different types of motorbikes will be rated differently. Harley-Davidson bikes are generally more expensive, and rates will vary because of that. Insurance companies rate special models like the Goldwing or Street Glide differently from the more commonly seen models.
If you own a vintage bike with a small engine, or a custom Harley that cost more to repair, your premium will also increase.
In most cases, the rate for those who own multiple motorcycles is cheaper than those who own one bike. A comparison of rates from several companies may help you save money as well.
Picking a Motorcycle Policy
Our team specializes in motorcycle policies, so let us help you get the coverage you need at a price you can afford. Click below to get started, and remember that there’s no charge for a consultation.
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