If you own your home, you probably already know how important it is to insure your investment.
Most Homes are Underinsured
When you look at the numbers, you’ll find that the average homeowner has about 60% of the insurance coverage they need to be fully protected, leaving them vulnerable to financial losses that could wipe out their savings or send them into bankruptcy.
When you consider that your house is probably your biggest asset, skimping on insurance is like risking half your salary. Sure, you might be lucky and never have an issue, but it’s just not smart to count on luck to protect you and your family.
If you have a mortgage, like most people, lenders typically require that you carry insurance in order to protect their investment. And even if you own a mortgaged property free and clear (meaning you have no remaining mortgage, so there are no monthly costs to insure), it still makes sense to invest in full coverage to protect you from vandalism, weather, theft, or acts of God.
Picking a Policy
When it comes time to choose your homeowners policy, it can get a little tricky. There are a lot of insurance laws on the books that need to be considered, and coverage amounts always need to be measured against premiums over the long term. That’s where we come in.
We can help you find the perfect policy for your family’s need and make sure your premiums are as low as possible. There’s never a charge for a consultation, so don’t be shy – click below to set up a meeting with our team.
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