If you’re a small business owner, you already know you need disability insurance for your workers. But do you know if you’re getting the lowest rate possible?
Disability insurance protects a business’s cash flow when a worker becomes injured or ill and is unable to work. It ensures that a business won’t have to shoulder the costs of paying salaries, healthcare expenses, and other benefits if an employee can’t do his job.
Chances are you’re already offering this type of policy to your workers. Many states require disability coverage by law, but even if it’s not mandated, it makes sense from a business standpoint to ensure you’re not on the hook for any potential injury or medical expenses incurred by your workers.
Disability Insurance Rates
Because there are so many different carriers offering disability insurance policies, and because rates change frequently, a large number of small business owners are overpaying for their insurance.
Our team can help you make sure you’re paying a fair price for the disability coverage you’re carrying, and it shouldn’t take more than a few minutes. Click below to get started.
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