You’ve got your business started, do you need commercial auto insurance?
Understanding Commercial Auto
The answer depends on your business plans and what type of vehicles your business requires. If you are driving exclusively for personal use, meaning no passengers in the car, then there is no need for special business coverage. If you’re an employee using a company-owned vehicle only for official business reasons, then typically personal auto insurance is enough protection when driving at work.
However, if, for example, employees are required to drive their own cars while conducting business, including transporting materials or equipment, you should definitely look into commercial auto insurance.
Commercial Auto Insurance is a Good Idea
Commercial auto insurance protects your business against financial loss that can be incurred through liability or physical damage to vehicles used for business purposes. It also covers vehicles that are hired or borrowed, but only when they are used for business purposes.
There are a broad range of different types of commercial auto policies available depending on the size and industry of your company, and prices can vary depending on the type of business being conducted as well as your driving record or the records of your employees.
We can help get your company on the right track with a commercial auto policy and a consultation won’t cost you anything. Click the button below and let’s get started.
Secure the BEST